Tell us what you need to protect. We shop top carriers to find the right coverage at the right price.
A few questions about your business or home.
We compare carriers and read the forms line by line.
We pick the best policy and get you covered.
We compare standard and specialty insurers to find the right coverage for you.
We take one set of details to the carriers that match your business, including specialty markets when a standard policy is not enough.
We compare coverage terms, exclusions, and carrier appetite alongside premium before recommending where to place the policy.
A licensed insurance broker helps you compare the options, bind coverage, and handle certificates or policy changes after purchase.
November 9, 2026
Opening a storefront (Type 10) or delivery-only (Type 9) cannabis retailer in California? The state sets no insurance minimum for retailers, but DCC's rules on security guards, alarms, video, employee-only delivery and a $10,000 cap on goods per delivery vehicle shape the coverage you need. Which cannabis programs write dispensaries and what to have ready.
Read guideWe work for you, not for a carrier. We take one set of answers about your business, shop it across the markets we are appointed with, and bring the options back side by side. If a carrier stops insuring your risk or you want to switch carriers, we’ll handle that for you.
No. We are paid a commission by the carrier that writes the policy, and that commission is built into the premium whether you use a broker or not. If a placement ever requires a broker fee, you see the amount in writing before anything is bound.
That is the normal starting point for surplus lines. When a standard carrier will not write a risk, we take it to the excess and surplus market, which is priced and worded for exactly that situation. Tell us why you were declined and we will tell you honestly whether we can place it.
Fill in one short form or call us. No broker fees.
